Million Dollar Dip lives up to its name with a luxurious blend of creamy, cheesy, and savory flavors that feel indulgent yet effortless. In just 15 minutes, you can whip up this crowd-pleasing dip, perfect for parties or cozy nights in. The velvety texture, studded with crispy bacon and green onions, creates a delightful contrast that keeps everyone coming back for more.
Packed with rich cheddar, tangy mayo, and a hint of garlic, every bite is a burst of bold, satisfying taste. Whether paired with crackers, veggies, or crusty bread, this dip is a guaranteed hit. Its irresistible combination of creamy, salty, and smoky flavors makes it a standout dish that’s as easy to make as it is to love.
Ingredients for Million Dollar Dip
- 6 ounces cream cheese (softened for easier mixing)
- ⅓ cup sour cream
- ½ cup mayonnaise
- 1 cup shredded sharp cheddar cheese
- 1 cup shredded pepper jack cheese (substitute with Monterey Jack for less spice)
- 10 slices of bacon, cooked and crumbled (thick-cut recommended for extra flavor)
- 3 green onions, thinly sliced
- 1 teaspoon sea salt
- ½ teaspoon ground black pepper
- ½ teaspoon garlic powder
- ¼ teaspoon onion powder
- ½ cup slivered almonds, toasted (optional, but adds a nice crunch)
- Ritz crackers, for serving
Step-by-Step Instructions
- Prepare the cream cheese base: In the bowl of a stand mixer, beat the cream cheese on high speed for about 2 minutes until smooth and creamy.
- Add wet ingredients: Reduce the mixer speed to low and add the sour cream and mayonnaise. Mix until fully combined and smooth.
- Incorporate cheeses and seasonings: Add the shredded sharp cheddar, pepper jack, crumbled bacon, sliced green onions, sea salt, black pepper, garlic powder, and onion powder. Mix on low speed until everything is evenly distributed.
- Fold in almonds: Gently stir in the toasted slivered almonds by hand to maintain their crunch.
- Serve: Transfer the dip to a serving bowl and pair with Ritz crackers for dipping. Enjoy immediately or refrigerate until ready to serve.
Perfect Pairings: Serving Suggestions for Million Dollar Dip
While Ritz crackers are a classic choice, this dip pairs wonderfully with a variety of dippers. Try serving it with pretzel crisps, sliced baguette, or even fresh veggie sticks like celery and bell peppers for a lighter option. For a party platter, arrange the dip in the center surrounded by an assortment of crackers, breadsticks, and veggies for a crowd-pleasing presentation.
Make It Ahead: Storage and Reheating Tips
This dip can be prepared up to 2 days in advance and stored in an airtight container in the refrigerator. If the dip thickens after chilling, let it sit at room temperature for 15-20 minutes before serving, or stir in a splash of milk or extra mayo to loosen it up. Avoid freezing, as the creamy texture may separate when thawed.
Customize It: Recipe Variations to Try
Switch up the flavors by swapping the cheeses—try smoked gouda or blue cheese for a bold twist. For a spicy kick, add a diced jalapeño or a dash of hot sauce. If you’re not a fan of almonds, substitute with chopped pecans or omit them entirely. Vegetarian? Skip the bacon and add a pinch of smoked paprika for that smoky flavor.
Time-Saving Hacks for Busy Cooks
To save time, use pre-cooked bacon or cook the bacon in the microwave while prepping the other ingredients. Opt for pre-shredded cheeses and pre-sliced green onions to cut down on prep work. If you’re toasting the almonds yourself, toast them in a dry skillet over medium heat for 3-4 minutes—they’ll be ready in no time!
Equipment Tips for Smooth Prep
A stand mixer makes this recipe a breeze, but a hand mixer or even a sturdy spatula will work if you don’t have one. For toasting the almonds, a small skillet or toaster oven is perfect. Use a rubber spatula to scrape down the sides of the bowl to ensure all ingredients are evenly incorporated.
Million Dollar Dip
Ingredients
- 6 ounces cream cheese
- ⅓ cup sour cream
- ½ cup mayonnaise
- 1 cup shredded sharp cheddar cheese
- 1 cup shredded pepper jack cheese
- 10 slices bacon, cooked, thick cut
- 3 green onions, sliced
- 1 teaspoon sea salt
- ½ teaspoon ground black pepper
- ½ teaspoon garlic powder
- ¼ teaspoon onion powder
- ½ cup slivered almonds, toasted
- Ritz crackers, to serve with
Instructions
- In the bowl of a standup mixer, beat the cream cheese on high speed for about 2 minutes.
- Decrease the mixing speed to low and add the sour cream and mayonnaise and mix until smooth.
- Add the sharp cheddar, pepper jack, bacon, green onions, sea salt, ground black pepper, garlic powder, onion powder, and toasted slivered almonds and mix until a homogenous mixture is achieved.
- Serve with Ritz Crackers.